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CHEERS TO THE YEAR 2024
CHEERS TO THE YEAR 2024
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Essential Steps to Prevent Small Business Failure
Essential Steps to Prevent Small Business Failure
  Starting a small business can be an exciting and rewarding venture. However, without proper planning and market understanding, many small businesses face the risk of failure. This is a crucial step that every business should complete before even opening its doors. It is essential to understand your market and…
Understanding Debt Management: Strategies for Taking Control of Your Finances
Understanding Debt Management: Strategies for Taking Control of Your Finances
In today’s world, managing debts effectively is a crucial skill for achieving financial stability and peace of mind. Whether you’re dealing with liability debts, asset debts, or bad debts, understanding how to navigate them can make a significant difference in your financial well-being. You might have read somewhere about categorizing…
Top 10 rules you can consider controlling overspending
Top 10 rules you can consider controlling overspending
  Controlling overspending can be a challenging task, but there are several strategies and rules you can follow to help you manage your finances more effectively. Today, MO Foundation would like to share our Top 10 rules you can consider implementing experiment with different strategies and rules to find what…
Credit card: Take advantage, don't misuse
Credit card: Take advantage, don't misuse
  In today’s modern society, Credit Cards have become an integral part of our financial lives. They offer convenience, security, and the ability to make purchases even when we don’t have cash on hand. However, many of us, especially younger ones, started to form with little cautious attitude towards them.…
How can you avoid recording daily expenditures while using a zero-sum budget? 
How can you avoid recording daily expenditures while using a zero-sum budget? 
  This article is to provide some practical information on how one person, especially busy and forgetful one, can keep track of his/her spending budget effectively just once or twice a month.   You don’t have time to record your spending every day? Consider using a zero-sum budget method!  Understand Zero…
What are the skills a business owner needs to possess?
What are the skills a business owner needs to possess?
  Being a successful business owner requires a combination of skills, knowledge, and behaviors. In this article, we will explore the top 5 skill sets any business owner should have, improve on, and develop! Nobody excels at everything, yet as a business owner, there are occasions when you must try…
Should you continue a 9-5 job or set up your own business?
Should you continue a 9-5 job or set up your own business?
  This article is to provide some consideration points to anyone (especially Gen Z) who is thinking of quitting a job to set up a small business. The dilemma of being an employee or an entrepreneur with its myriad of ups and downs is not unfamiliar to Gen Z. Although…
How to set up accounts between personal and business accounts?
How to set up accounts between personal and business accounts?
  This article is to provide some practical information on how one person should set up and manage their business accounts. Separating from individual accounts for transparency and legal purposes.  Any business owners, at one point, will have to decide on setting up bank accounts to facilitate the operation of…
Sources of Capital for New Business
Sources of Capital for New Business
  Starting a business is an exciting venture, but it also requires careful planning. You must have enough money saved up for the initial investment before you can even start to launch a small business. In fact, we have discussed three forms of financial planning you need for your small…
The Power of Compound Interest: The 8th Wonder of the World
The Power of Compound Interest: The 8th Wonder of the World
The Power of Compound Interest: The 8th Wonder of the World Albert Einstein once said, “Compound interest is the 8th wonder of the world. Those who understand it will make money, those who don’t understand will have to pay for it.” It is possible to achieve financial freedom and enjoy…
Journey to Financial Freedom
Journey to Financial Freedom
Many of us may have said – I want financial freedom. But when asked, you don’t know what is the exact number that could support your retirement. Think of it as a financial map, if you don’t know your destination, you can’t plan for the drive. And if you don’t…
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