Being a successful business owner requires a combination of skills, knowledge, and behaviors. In this article, we will explore the top 5 skill sets any business owner should have, improve on, and develop! Nobody excels at everything, yet as a business owner, there are occasions when you must try…

  This article is to provide some consideration points to anyone (especially Gen Z) who is thinking of quitting a job to set up a small business. The dilemma of being an employee or an entrepreneur with its myriad of ups and downs is not unfamiliar to Gen Z. Although…

  This article is to provide some practical information on how one person should set up and manage their business accounts. Separating from individual accounts for transparency and legal purposes.  Any business owners, at one point, will have to decide on setting up bank accounts to facilitate the operation of…

  Starting a business is an exciting venture, but it also requires careful planning. You must have enough money saved up for the initial investment before you can even start to launch a small business. In fact, we have discussed three forms of financial planning you need for your small…

The Power of Compound Interest: The 8th Wonder of the World Albert Einstein once said, “Compound interest is the 8th wonder of the world. Those who understand it will make money, those who don’t understand will have to pay for it.” It is possible to achieve financial freedom and enjoy…

Many of us may have said – I want financial freedom. But when asked, you don’t know what is the exact number that could support your retirement. Think of it as a financial map, if you don’t know your destination, you can’t plan for the drive. And if you don’t…

All the stereotypes about women are that they are bad with or feel timid about money. Besides the stereotyping, in reality, women face many challenges in their financial life, like making less money than men, or no-paid jobs during motherhood, easier to become victims of financial scams. We approach the…

We measure the health of the business by looking at the financials. But this is your first time setting up your own business, and you don’t know where to start. We understand how complicated and difficult it is for you. Follow us and we will show you the importance, and…

Develop skill sets or follow hobbies that could eventually help you increase additional income outside of your main salary. Hobbies such as crafting, writing, photography, etc. can absolutely bring in a significant source of income if you have good skills and invest the time and effort. In addition to salary…

This article is to provide some practical information on how one person should set up and manage their personal accounts. Having the right setup will give you the discipline and longevity you need for a better financial system to accommodate the 5-step “Money Wheel” and your financial goals. We previously…

Understanding money management through different ages, life events, or financial circumstances will help us manage uncertainties, and life-changing events or set the right priorities while not compromising our end goals. Our financial priorities will change when we embark on our life journey, and understanding what could have changed or impacted…

Why do you need to separate personal and business finances and How? You have plans to become your own boss and set up a small business. Being a sole-proprietor can be a rewarding journey, however it does not come naturally and easy. It can create different kinds of stress and…